Frequently asked questions-what
is unit linked investments? With answer?
1. Do you like your work? Are You Stuck up in
a job you hate?
It is very critical that we take the necessary
steps to come out if we feel stuck up in a job we hate.
But how do you quit if you find yourself in a job
you hate or are not fulfilled in?
Really God is very interested in our professional
or business life and means for us to wake up everyday to enjoy what
we are doing. If you find yourself a lover of Fridays and a hater
of Mondays in your work, then you must go back to the drawing boards
and discover your calling. If you find yourself in a job where you
don’t seem to be making real progress in terms of your net
worth because your salary is low and your bosses don’t think
you deserve any major raise, then it is time to go back to the drawing
board. God intends for you to be fruitful; but this is only possible
if you are doing what you are called to do. From the book of Revelation
we read: Rev 3:7b-8: ‘This is the message from the one who
is holy and true. He is the one who has the Key of David. He opens
doors and no one can shut them; he shuts doors, and no one can open
them. “I know all the things you do and I have opened a door
for you that no one can shut. (NLT)
Sometimes God is shutting a door, but we are not
sensitive to what he is doing and try to stay put until we are forced
out through a sacking. But if we are walking with God, he will already
have revealed to us the door he has already opened.
The key is that with the revelation we get, we
must begin to prepare to move on by investing in the new area of
fruitfulness before we actually quit, maintaining stability in our
income. Of course we resist change; someone commented: The resistance
to change is the fear of the unknown. We get too comfortable with
our present conditions that look stable, that we fight to maintain
the status quo. But we must learn to embrace change that is in the
will of God and immediately begin to prepare for it. So if you find
yourself in a job you hate or a job that is not fulfilling, seek
God for the door that he is opening for you in line with his purpose
for your life and begin to invest in it as you prepare to move on.
The Need - Why Do You need to save and invest?
The challenge in the world today is that many Are
not Relating with their Money well in their active years. Many years
of work and significant earnings BUT very little to show for it.
Research - reveal that
about 95% of us the world over will not become financially independent
in our life time.
Reason - they live in
obedience to a law of money; Parkinson’s Law- states that
‘As our income increases, our expenses will rise to meet our
Corollary of the law
- states that ‘most people the world over tend to spend everything
they are earning plus a little bit more’.
What Financial Goals Should You Set?
Universal Goal-No matter your starting point, the
universal goal for working whether in formal or informal employment
is to achieve financial independence within the shortest possible
time. At the point of independence, you will be more than able to
meet all the other goals listed below: -
Passive Income > Active Income = Financial
Active income - money you earn working
Passive income - money you earn without working
i.e. active income you employ to work for you.
To meet my daily needs and take care of my family-this
is a good ethical goal. In 1 Timothy 5:8, the word of God states,
If anyone does not provide for his relatives, and especially for
his immediate family, he has denied the faith and is worse than
To stop paying rent and move into a house of
To save for retirement.
To set up an educational fund for my children.
BUT I DON’T HAVE ANY MONEY TO INVEST?
Principle-Live on less and love it more by living
on an Investor’s budget. Living on less means that you identify
cost savings to trim on each of the listed expenditure items.
THE INVESTOR’S BUDGET:
The investor’s budget- allocates monthly
family income into diverse expenditure.
My advice-when you get money from whichever source
and you want to stop obeying Parkinson’s Law,
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